Privacy Policy

Last updated: (1/10/2025)

MoneyLogic Tools (“we”, “our”, or “us”) operates https://moneylogictools.com.
This page explains how we collect, use, and protect your information when you use our website and financial tools.

Who We Are

Our website address is:
https://moneylogictools.com

MoneyLogic Tools provides online financial calculators including mortgage, loan, and savings tools designed to help users make informed financial decisions.

What Personal Data We Collect and Why

Comments

When visitors leave comments on our site, we collect:

The data shown in the comments form
The visitor’s IP address
Browser user agent string

This data helps with spam detection and site security.

An anonymized hash of your email address may be sent to the Gravatar service to check if you use it.
Gravatar’s privacy policy: https://automattic.com/privacy/

After your comment is approved, your profile image may be publicly visible next to your comment.

Media

If you upload images to the website, avoid uploading images that include embedded location data (EXIF GPS).
Visitors can download and extract location data from images displayed on the site.

Cookies

We use cookies to improve your experience.

If you leave a comment, you may choose to save your name, email address, and website in cookies for convenience. These last one year.

If you visit the login page, a temporary cookie is created to check browser compatibility. It contains no personal data and is deleted when you close your browser.

If you log in:

Login cookies last 2 days
Display preference cookies last 1 year
Selecting “Remember Me” keeps you logged in for 2 weeks

Publishing or editing content creates a temporary cookie containing only the post ID. It expires after 1 day.

Embedded Content from Other Websites

Pages on this site may include embedded content (videos, images, articles, etc.).

Embedded content behaves exactly as if you visited the external website directly. These sites may:

Collect data about you
Use cookies
Track your interactions

If you are logged into those services, they may track your activity.

How We Use Your Data

We use collected data to:

Operate and maintain the website
Improve performance and usability
Protect against spam and abuse
Provide secure user accounts (if applicable)

We do not sell or rent your personal data.

Who We Share Your Data With

If you request a password reset, your IP address is included in the reset email for security.

We may also use:

Spam detection services
Hosting and infrastructure providers
Security and analytics tools

These providers only receive the data required to perform their services.

How Long We Retain Your Data

If you leave a comment, the comment and metadata are kept indefinitely so we can approve follow-up comments automatically.

If you create an account (now or in the future), we store the personal information in your profile. You can view, edit, or delete your data at any time (except your username). Administrators can also manage this data.

Your Rights

You can request:

A copy of your stored personal data
Deletion of your personal data

This does not include data required for legal, administrative, or security purposes.

Requests can be sent through our Contact page.

Where Your Data Is Sent

Visitor comments may be processed through automated spam-detection services.

Security

We use HTTPS, secure hosting, and access controls to protect your data. However, no system is 100% secure, and you use the site at your own risk.

Financial Disclaimer

MoneyLogic Tools provides calculation tools only. We do not provide financial, mortgage, legal, or investment advice. All results are estimates and should not replace professional advice.

Contact

If you have privacy questions or data requests, contact us via the website:
https://moneylogictools.com

If you want, I can also provide:

Terms of Service
Cookie policy banner text
GDPR/CCPA add-on language for compliance before you launch ads or subscriptions